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ASSUMABLE 5.625% VA LOAN**! Welcome to 351 Hiland Drive in Panama City! An inviting front porch welcomes you into this freshly painted, all-brick home featuring three bedrooms, two bathrooms, and a flexible bonus space. The flex space can be adapted as a home office, playroom, hobby room, workout area, or additional living space to fit your needs.

Located on approximately half an acre in a quiet cul-de-sac, the property offers room for outdoor projects and the possibility of gardening, keeping chickens, or creating a homestead-style setup, subject to local regulations. Two storage sheds provide space for tools, lawn equipment, and other belongings, while the large driveway offers ample parking. The home is served by private well water and a septic system.

Conveniently located near Lynn Haven, Panama City, and Tyndall Air Force Base, and approximately 25 minutes from Panama City Beach. Come explore the space, flexibility, and possibilities offered by 351 Hiland Drive!

***VA LOAN ASSUMPTION:** Existing VA loan may be assumable by a qualified buyer, subject to lender/servicer approval and the buyer meeting all applicable VA and lender credit, income, and underwriting requirements. Assumption is not guaranteed. Buyer to independently verify eligibility, terms, balance, interest rate, and all requirements directly with the loan servicer/lender. Seller and listing broker make no representation or warranty regarding buyer qualification or approval of the loan assumption.
#795073

Panama City

351 Hiland Drive

3 Beds

2 Baths

2,152 Sq.Ft.

$425,000

MLS#: 795073

Lot 9 Redbud Lane offers a to-be-built five-bedroom, five-and-a-half-bath residence in Treetop, a gated Inlet Beach community less than half a mile from the Gulf. Perfectly positioned as an ideal secondary home or high-potential rental investment, this property offers approximately 3,213 square feet of conditioned living space across two stories. You may choose your finishes and design your ideal coastal retreat.

The main living area connects to an island kitchen with breakfast bar and double ovens. Natural gas serves the dual-fuel range, tankless water heater and fireplace. 

The primary suite includes a private balcony, walk-in closet, dual vanity and separate shower. An owner's closet provides dedicated storage, while covered porches, an open deck, grilling station and outdoor shower extend the living space outdoors. Parking includes a one-car garage and four-car driveway.

Buyers entering the construction process at the applicable stage may select finishes within the builder's available selections, with a decorating allowance included in the purchase price. Quarterly association dues include grounds maintenance, security, management and cable. Treetop provides convenient access to Highway 98 and is minutes from Rosemary Beach and the east end of Scenic Highway 30A. Short-term rentals are permitted.

Residents and guests enjoy premium amenities including deeded beach access, convenient tram service, a pool, pavilion, and picnic grounds. Treetop offers excellent accessibility with two entry points: one via Highway 98 providing close proximity to 30Avenue, and another through the neighboring Seacrest Beach community.. The main living area connects to an island kitchen with breakfast bar and double ovens. Natural gas serves the dual-fuel range, tankless water heater and fireplace. The primary suite includes a private balcony, walk-in closet, dual vanity and separate shower. An owner's closet provides dedicated storage, while covered porches, an open deck, grilling station and outdoor shower extend the living space outdoors. Parking includes a one-car garage and four-car driveway.

Buyers entering the construction process at the applicable stage may select finishes within the builder's available selections, with a decorating allowance included in the purchase price. Quarterly association dues include grounds maintenance, security, management and cable. Treetop provides convenient access to Highway 98 and is minutes from Rosemary Beach and the east end of Scenic Highway 30A. Short-term rentals are permitted.
#795070

Inlet Beach

Lot 9 Redbud Lane

5 Beds

5 Baths

3,213 Sq.Ft.

$1,700,000

MLS#: 795070

Welcome to 4004 Baxley Bend Road where luxury, privacy, and modern craftsmanship come together on over two and a half beautiful acres in Cedar Creek. This stunning new construction home by Ben Wortman Construction offers 4 bedrooms, 4½ baths, and thoughtfully designed living spaces with custom finishes throughout.
Step inside to an inviting great room featuring soaring vaulted ceilings that create an impressive sense of space and natural light. The gourmet kitchen is a true centerpiece, showcasing high-end stainless steel appliances, quality finishes, and plenty of space for both everyday living and entertaining. LVP flooring flows throughout the main living areas, providing a beautiful combination of style and durability.
Set back from the road on a quiet wooded large lot, this property offers the privacy and peaceful surroundings that are increasingly hard to find. The expansive back patio creates the perfect setting for outdoor entertaining, morning coffee, or simply enjoying the serene natural surroundings.
A spacious three-car garage provides plenty of room for vehicles, storage, and all of your recreational gear. With its exceptional craftsmanship, generous living spaces, custom details, and private acreage, This home offers a rare opportunity to enjoy brand new luxury construction.
#795066

Southport

4004 Baxley Bend Road

4 Beds

4 Baths

3,805 Sq.Ft.

$1,200,000

MLS#: 795066

Beautifully updated and move-in ready, this Bay Point home offers a desirable split floor plan, abundant natural light and exceptionally spacious front and back yards. Step inside to a bright living room with tall ceilings, a wood-burning fireplace, custom plantation shutters, new glass in the windows and wood-grain ceramic tile flooring. Large windows frame views of the beautifully maintained backyard and bring the outdoors in.
The eat-in kitchen has been meticulously renovated with new soft-close cabinetry, quartz countertops, a gorgeous tile backsplash, stainless steel appliances, new microwave and dishwasher, and a stylish designer range hood. A skylight adds even more natural light, and the conveniently located laundry room is just off the kitchen.
The split-bedroom design provides welcome privacy. The spacious primary suite easily accommodates a king-size bed and opens directly to the back patio. The ensuite bath features a new walk-in shower, new cabinetry and countertop, plus a large walk-in closet with built-ins. On the opposite side of the home are two comfortable guest bedrooms, each offering large windows and two closets with built-in storage. The guest bath includes a tub/shower combination.
And then there's the backyard! This oversized, fenced outdoor space is made for relaxing and entertaining, with a 14' x 26' gazebo-covered patio, mature shade trees, established gardens and even a tree swing. The generous .32-acre homesite provides plenty of room to enjoy the outdoors, while the 2-car garage and oversized driveway offer abundant parking.
Additional peace of mind comes with a NEW ROOF installed January 2026, along with a new front door and sidelights.
Enjoy all the added value and lifestyle of living in Bay Point, a golf-cart-friendly community offering a marina and Yacht Club, Jack Nicklaus-designed golf course and clubhouse, tennis, on-site hotel, and numerous clubs and activities. This inviting home combines thoughtful updates, wonderful outdoor living and the Bay Point lifestyle in one special property. Come see why you'll love calling it home!
All measurements are approximate; please remeasure if important.
#795078

Panama City Beach

400 Wahoo Road

3 Beds

2 Baths

1,685 Sq.Ft.

$519,000

MLS#: 795078

265 Salt Box Lane presents an exceptional opportunity to own in one of 30A's most coveted gulf-front communities at a price point rarely seen here. 265 Salt Box Lane brings together a compelling combination: three bedrooms plus a third-floor tower with additional sleeping, a garage, room for a private pool, strong rental potential, and an easy stroll to over a one-mile stretch of sugar-white sand, turquoise water and steps to the WaterSound Beach Club.
Behind the quintessential white picket fence, this shingle-clad coastal cottage has the charm and character that make WaterSound Beach so special. A charming front porch sets the tone for an inviting place for morning coffee or unwinding after a day on the beach. Inside, soaring ceilings and a wall of windows fill the great room with natural light, while an open kitchen create a warm gathering space. The primary suite features vaulted tongue-and-groove ceilings and a spa-like bathroom. Two additional bedrooms accommodate family and guests, while the third-floor tower provides valuable additional sleeping and flex space. Perhaps the greatest opportunity at 265 Salt Box is what can still be added. The backyard offers room to create an outdoor retreat with private pool, while the garage configuration presents an opportunity to add a carriage house. Enjoy the home as it is today or further enhance it over time. Within the gated beachfront community of WaterSound Beach, owners enjoy private beach access, community pools, scenic boardwalks, shopping, entertainment and dining options all within an unmistakable coastal setting.

For buyers waiting for the right opportunity to own in WaterSound Beach without stepping into the community's higher price tiers, 265 Salt Box Lane deserves a closer look.
#1011451

Watersound

265 Salt Box Lane

3 Beds

4 Baths

1,825 Sq.Ft.

$1,895,000

MLS#: 1011451

Seller is offering a temporary 2/1 rate buy down with their preferred lender. A charming all-brick home tucked into the desirable Rush Park West neighborhood of Mary Esther. Offering 3 bedrooms, 2 full bathrooms, and approximately 1,596 square feet of comfortable living space, this single-story residence combines a functional floor plan with an exceptionally convenient location.

Inside, the open-concept living area creates an inviting gathering space, highlighted by vaulted/cathedral ceilings and a cozy fireplace. The split-bedroom floor plan provides added privacy, with the primary suite thoughtfully separated from the additional bedrooms. The kitchen offers a practical breakfast bar, ample cabinetry, and pantry storage, making everyday living and entertaining easy and efficient. A dedicated laundry room adds another layer of convenience.

The spacious primary suite features a private bath, while two additional bedrooms provide flexibility for family, guests, a home office, or hobbies. The home also offers a two-car garage and additional storage potential above the garage.

Step outside to enjoy a covered patio and backyard space that's ready for relaxing, grilling, entertaining, or creating your own outdoor retreat. Situated on a level 5,811-square-foot lot in a cul-de-sac setting, the property offers a neighborhood feel while remaining close to the area's major conveniences.
#1011425

Mary Esther

468 Rush Park Circle

3 Beds

2 Baths

1,596 Sq.Ft.

$353,000

MLS#: 1011425

Ideally positioned just moments from the resort-style pool and The Big Chill, 'Sunny Traditions' is a true coastal oasis in the amenity-rich community of Prominence. 

Beautifully curated interiors and a serene setting overlooking the green space create an inviting atmosphere throughout the spacious living area. Designed for both everyday living and effortless entertaining, the gourmet kitchen features elegant countertops, a striking glass backsplash, a luxury appliance package with a gas cooktop, and an extended island with integrated seating.

The sumptuous primary suite offers a custom tray ceiling, a cozy sitting area, and newly installed luxury vinyl plank flooring that continues throughout the second level. The spa-inspired ensuite includes a double vanity with sleek countertops, a spacious walk-in wet room with a rainfall shower, and abundant storage, including a linen closet, walk-in wardrobe, and private owner's closet.

A generously sized junior suite and a coastal-inspired bunk room with two sets of twin over twin bunks provide comfortable accommodations for family and guests. The rooms share a beautifully appointed bathroom featuring floor-to-ceiling tile and a tub. Homeowners and guests in Prominence enjoy access to two resort-style pools, community grills, walking trails, expansive green spaces, and The Big Chill--one of the area's premier dining and entertainment destinations. Offered fully furnished, this turnkey home offers everything you need to start enjoying the coastal lifestyle you deserve.

With projected annual rental revenue exceeding $70,000, 37 York Lane #A presents an exceptional opportunity for investors, second-home buyers, or full-time residents. Schedule your private showing today.
#1011427

Inlet Beach

37 York Lane UNIT A

3 Beds

2 Baths

1,747 Sq.Ft.

$849,000

MLS#: 1011427

This is it! The peaceful Florida homesite you have been looking for! The ideal waterfront lot location for tranquil living, cleared and ready for your dream home. The area offers numerous lakes for fishing, boating, and water sports. And It gets better... the World's Most Beautiful Beaches of Panama City is within an hour drive and the Northwest Florida Beaches International Airport is just minutes away. Call to see it today!
#795075

Chipley

3112 Peaceful Lane

None Beds

None Baths

0.8 acres

$39,000

MLS#: 795075

PRIME 12.15-ACRE HIGH-AND-DRY ACREAGE | FLEXIBLE PARCEL DIVISION OPTIONS

Exceptional 12.15-acre acreage parcel offering unbelievable purchasing flexibility, prime infrastructure access, and an unbeatable location under a half-mile as the crow flies from Marianna High School! Situated entirely in Flood Zone X with zero flood insurance required, this high-and-dry parcel presents a rare opportunity for homebuilders, family compounds, land investors, or custom estate buyers.

The owner is offering versatile purchasing options: buy the full 12.15-acre tract for $225,000, or choose from custom individual lot configurations tailored to your specific acreage needs. The seller is open to dividing the land in a few different ways, with individual lot pricing structured per parcel.

The overall tract features direct frontage on a paved city road, while if divided individual lots will utilize dedicated easement access. Essential utilities are already at the street with power and municipal water available, leaving only a septic system required upon buildout. Flexible Mixed-Use Urban Transitional (MUUT) zoning provides exceptional versatility for residential or mixed-use development. Just minutes from downtown Marianna, Florida Caverns State Park, local shopping, dining, and I-10. Contact us today to explore custom lot division choices or schedule a tour of the full 12.15-acre parcel!
#795072

Marianna

0 Sheffield Drive

None Beds

None Baths

12.15 acres

$225,000

MLS#: 795072

Welcome to the Lismore Plan, at Liberty Farms, our new home community in Milton, Florida! Just under 1,600 square feet, this beautiful single- story home offers 3-bedrooms with 2-bathrooms, a 2-car garage, and a seamless open layout with charming features. A 'Smart Home Connect' System with various convenient Smart Home devices. The well-appointed kitchen includes stainless steel appliances, a smooth-top range, built-in microwave, quiet dishwasher, corner pantry, island bar, eye-catching wood-look flooring, and plush carpet in the bedrooms. Quartz Countertops in the Kitchen & Baths. Fabric Hurricane window and door protection is also included. Enjoy the stylish curb appeal in this rapidly growing area with easy access to the interstate. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.
#1000061

Milton

9731 Dutton Lane

3 Beds

2 Baths

1,568 Sq.Ft.

$274,900

MLS#: 1000061

WHAT IF YOU COULD OWN A HOME IN A MILLION-DOLLAR NEIGHBORHOOD FOR JUST $699,000?

And what if you didn't have to live with neighbors right on top of you?
Tucked inside the small, gated community of Trieste in Panama City Beach, surrounded by million-dollar homes, is a beautiful Mediterranean-style residence offering 3,279 heated and cooled square feet, soaring ceilings, 4 to 5 bedrooms, and something that's becoming increasingly difficult to find: privacy and breathing room between neighboring homes.
Less than 10 minutes from the beach, restaurants, and shopping, yet tucked away from the crowds. Northwest Florida Beaches International Airport (ECP) is approximately 20 minutes away. Enjoy a peaceful setting without sacrificing convenience.
Does it need some updating? Yes but not much.
Do you have to do it before moving in? Absolutely not.
Live in it, enjoy it, and make it your own over time.
Previously appraised for over $1 million in 2024. Now offered at just $699,000.

You can change a home's finishes. You can't change its location or move the neighbors farther away.
Built by Koehnemann Construction as a 2007 Parade of Homes entry, this distinctive residence offers architectural character and craftsmanship that can be difficult to duplicate today. With 4,248 square feet under roof, the home features soaring ceilings, a dramatic two-story great room with fireplace, solid wood plantation shutters on most windows, multiple porches, and spacious living areas designed for everyday comfort and entertaining.
The generously sized kitchen features granite countertops, custom hand-rubbed stained cabinetry, stainless-steel appliances, gas cooking, and a large walk-in pantry.

The spacious downstairs primary suite offers privacy and convenience with an elegant tray ceiling. A separate downstairs room, previously used as an office, features a generous walk-in closet and offers the flexibility of a potential fifth bedroom. Upstairs, an open family room overlooks the impressive great room below, providing additional living space.

And there's more opportunity outside!
The private backyard features brick pavers and artificial turf, creating a low-maintenance outdoor retreat with room for a future pool. Imagine a relaxing outdoor living area, entertaining space, or even a putting green. A conveniently located powder room near the rear porch could serve as a future pool bath.

Additional features include natural gas, three-phase electric service, an extra-large walk-in attic for storage, and metal hurricane shutters that lower over three entry areas, protecting the front and rear entrances and balcony doors.
Here's what makes this opportunity even more interesting.
The home is comfortable and livable today, while offering the opportunity to update flooring, paint, and finishes to reflect your own taste. Rather than paying a premium for someone else's design choices, you can create the home you want at your own pace.
The seller is also willing to consider a flooring allowance with an acceptable offer, allowing the next owner to select flooring that suits their personal style.
For buyers familiar with the busier, more densely developed neighborhoods along 30A and other coastal communities, Trieste offers a refreshing alternative. Enjoy a small, gated neighborhood with generous spacing between homes and convenient access to Pier Park, the Gulf of Mexico, St. Andrews Bay, restaurants, shopping, and major roadways.  

Whether you're relocating to Panama City Beach, looking for more privacy and space, or searching for a distinctive residence with the potential to become something truly spectacular, this home deserves your attention. with low HOA 1600.00 a YEAR
At $699,000, the opportunity isn't simply to buy a house. It's to enjoy a million-dollar neighborhood, an exceptional location, and the freedom to create a home that's uniquely yours.
Come see the possibilities for yourself.
#790004

Panama City Beach

301 Trieste Boulevard

4 Beds

3 Baths

3,279 Sq.Ft.

$699,000

MLS#: 790004

Calypso Tower III is the newest condominium on the Panama City Beach skyline. This beautiful building is at least a dozen years newer than its competitors and represents a modern standard of coastal living that is both sophisticated and highly functional.  This eighth-floor unit sits at the ideal elevation to capture sweeping sunset views of the Gulf of Mexico, providing a front-row seat to the blue waters from the privacy of your expansive balcony. The interior is intelligently designed to sleep up to six guests with one-bedroom plus a dedicated bunk nook and two full bathrooms, a versatile layout that has already proven its value with $35,000 in annual generated income.

The amenities at Tower III rival a luxury resort, centered around a massive zero-entry pool and a high-end fitness center. Location remains the property's greatest asset, situated within easy distance to the premier shopping and dining at Pier Park and Top Golf as well as the event grounds for popular events like Gulf Coast Jam. This building is also notably accommodating for pet owners, providing a rare opportunity to own a residence just steps away from the public dog beach. Whether you are looking for a turnkey investment with a strong track record or a personal sanctuary, this condo offers a refined lifestyle in the heart of Panama City Beach.
#795077

Panama City Beach

15928 Front Beach Road 3-803

1 Beds

2 Baths

1,103 Sq.Ft.

$394,900

MLS#: 795077

Come build your dream home on this beautiful Blackwater Bay view lot in Milton, FL! The lot is tucked away at the end of a quiet cul-de-sac inside a private gated subdivision. This ready-to-build homesite offers the perfect blend of privacy, convenience, and coastal living. Enjoy peaceful bay views with the added bonus of 109 acres of protected state land bordering the rear and one side of the property, providing a natural backdrop and added privacy with no future neighbors building directly behind and on one side of you. This quaint community features underground utilities and a shared community lake and gazebo for residents to enjoy. The water tap has already been paid for, helping make the building process even easier. Conveniently located just 6 miles from I-10 and only 17 miles from Pensacola Beach, you'll have quick access to shopping, dining, beaches, and everything the Gulf Coast has to offer. Whether you're planning your forever home or a peaceful getaway, this exceptional lot is ready for your vision.
#1003996

Milton

1045 Oyster Bay Drive

None Beds

None Baths

0.59 acres

$109,500

MLS#: 1003996

New construction in Watersound Camp Creek by Reeves & Shaw Construction, thoughtfully designed by Rhinehart Pulliam & Company. Set on Lot 132 along Morning Light Way, this expansive two-story residence blends refined architecture with generous indoor and outdoor living spaces. The main level features a spacious primary suite with walk-in closet, wet room and private sauna, along with an additional office/bedroom, full bath, powder room and laundry. The open kitchen flows into the dining and great room and is complemented by a separate scullery for added functionality. Outdoor living is highlighted by an expansive covered porch, fireplace, arbor and private pool, creating an ideal setting for entertaining and relaxing. Upstairs offers three additional bedrooms, multiple baths, a loft, retreat, second laundry area, substantial storage and a large bonus room providing flexible space for recreation or guests. A residential elevator connects both levels. Additional features shown in the plans include a substantial garage, separate golf-cart space, impact-resistant windows and doors, fiber-cement siding, brick detailing, spray-foam insulation, elevated ceiling heights and thoughtfully designed architectural finishes. A rare opportunity to own distinctive new construction in Watersound Camp Creek with convenient access to the lifestyle and amenities of the 30A corridor.
#1011457

Inlet Beach

81 Morning Light Way

5 Beds

6 Baths

5,607 Sq.Ft.

$5,750,000

MLS#: 1011457

Set within the uniquely positioned community of Sand Cliffs along Scenic Highway 30A, this beautifully reimagined coastal home offers a rare combination of privacy, exceptional beach access, and walkability to some of the area's most celebrated destinations. Completely renovated by the current owner, the residence lives and feels like a new home, with thoughtfully selected finishes, updated interiors, and inviting outdoor spaces designed for effortless coastal living.

From the moment you arrive, the home's crisp white lap siding, standing-seam metal roof, mature landscaping, and welcoming coastal architecture create a timeless sense of place. Inside, wide-plank white oak flooring carries throughout the light-filled living spaces, where an open living and dining area flows naturally to the screened outdoor living space and pool beyond.

At the heart of the home, the beautifully appointed kitchen pairs form and function with a waterfall quartzite island, farmhouse sink, brass fixtures, gas range, and abundant workspace. A separate butler's pantry and wet bar with beverage refrigeration make entertaining equally effortless, whether hosting a house full of guests or returning home after a day at the beach.

The primary suite serves as a private retreat with a spa-inspired bath featuring a freestanding soaking tub, glass-enclosed shower, and refined finishes. Additional bedrooms and flexible sleeping spaces provide plenty of room for family and guests. Outdoor living is equally compelling. A spacious screened and covered lanai overlooks the private pool and fully fenced turf yard, all framed by mature live oaks and magnolias that give the property a sense of privacy rarely found this close to the Gulf. Bistro lighting and generous covered space create an inviting setting for everything from quiet mornings to evenings spent entertaining outdoors. An attached two-car garage provides valuable parking and storage--another notable feature for a home along 30A.

What truly distinguishes this property, however, is its setting within Sand Cliffs. The intimate community enjoys access to an expansive private stretch of white-sand beach, offering owners a level of space and exclusivity that has become increasingly difficult to find along 30A. From the home, Alys Beach and Rosemary Beach are both within easy reach, putting an exceptional collection of restaurants, cafés, boutiques, shopping, and entertainment close by.

Completely renovated, beautifully finished, and positioned between two of 30A's most iconic communities, this Sand Cliffs residence offers the opportunity to enjoy a like-new home with a private pool, exceptional beach access, and one of the most desirable locations along the Scenic Highway 30A corridor.
#1011442

Inlet Beach

147 Walton Bonita Drive

4 Beds

2 Baths

2,011 Sq.Ft.

$2,950,000

MLS#: 1011442

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