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Welcome to 523 N Church Avenue, a brand-new, move-in-ready home offering modern style, smart design, and incredible value in Panama City, Florida. Featuring 3 bedrooms, 2 bathrooms, and 1,218 square feet of thoughtfully crafted living space, this new construction residence is perfect for first-time buyers, military families relocating to Tyndall Air Force Base, or anyone seeking an affordable, turn-key home. Special Financing Offer- WITH ACCEPTABLE OFFER!!! Take advantage of a seller-paid rate buydown through List & Lock™, offering rates as low as 5.99% (6.675% APR) as of 10/26/2026. Lower your monthly mortgage payment and save significantly over time. (Terms apply; see disclosures for details.) Key Features & Interior Highlights Open-Concept Living include high raised ceilings, recessed halo lighting, luxury vinyl plank (LVP) flooring, and stylish ceiling fans throughout. Modern Chef's Kitchen outfitted with premium granite countertops, a large center island with pendant lighting, chic backsplash, sleek black hardware/finishes, a dedicated pantry, and a full stainless steel appliance package (refrigerator, range/oven, microwave, dishwasher, and disposal). Primary Suite Retreat includes a spacious walk-in closet, oversized single vanity with ample cabinet storage, and a low-maintenance fiberglass walk-in shower. Guest Bedrooms & Bath host two generously sized guest bedrooms with large closets, sharing a full hall bathroom with an oversized vanity and a tub/shower combo. Outdoor Space: Enjoy a fully sodded and landscaped yard with an open rear patio--ideal for weekend grilling, outdoor dining, and entertaining. Prime Location in Panama City, FL Situated right off 11th Street, 15th Street, and Business Highway 98, this location provides unmatched everyday convenience: Minutes from Downtown Panama City with local dining, shopping, waterfront parks, and community events. Local Amenities: Quick access to grocery stores, schools, healthcare facilities, and the Emerald Coast beaches. Whether you're relocating to Bay County or looking for affordable new construction in Panama City, 523 N Church Ave is ready to welcome you home. Schedule your private showing today! Buyer to verify all measurements and listing details if important. Professional photos coming soon.
#795605

Panama City

523 N Church Avenue

3 Beds

2 Baths

1,218 Sq.Ft.

$279,900

MLS#: 795605

Welcome to 96 Dockside Road at Magnolia at the Bluffs in Freeport, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Aria floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Aria features a bright foyer leading to the optimized living space designed with open concept kitchen overlooking the living area, dining room, and covered porch. The heart of this home includes the spacious kitchen that features a center island and a walk-in pantry with ample storage space. The living and dining areas offer a comfortable space for family and guests. Enjoy your covered porch that is accessible from the dining area that has room for a dining table or outdoor seating area. The primary bedroom located in the rear of the home has its own attached bathroom that features a walk-in closet and all the space you need to get ready in the morning. The primary bathroom has a dual sink vanity, a separate water closet for privacy and a shower. There are two additional bedrooms that have ample closet space and share a full bath. This home also features a nice laundry room with space for a full-size washer and dryer.
#1012276

Freeport

96 Dockside Road

3 Beds

2 Baths

1,641 Sq.Ft.

$310,900

MLS#: 1012276

Welcome to 86 Dockside Road in Magnolia at Bluffs in Freeport, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Penwell floorplan and built to current design standards and specifications. The main level features a study or flex space off the entry hall that could be used as a formal dining room. The entry hall leads to a grand living space that is open to the kitchen with center island and upper and lower cabinetry and a pantry for storage. Interior features include EVP flooring throughout the common areas of the home, with carpet in each bedroom, stairs and upstairs hallway, per plan. The kitchen features white cabinetry, a center island and granite countertops. An appliance package comes standard and includes a stove, microwave and dishwasher. From the living area you will have access to the stairs leading to all bedrooms on the second level. The primary bedroom is located on the second level and features a spacious ensuite bathroom. The primary bathroom has a large closet as well as a dual sink vanity, shower and separate soak tub. The three additional bedrooms are spacious and two have walk in closets. Each share a full bathroom with a dual sink vanity and a shower tub combination. The laundry area and a linen storage closet are located on the second level hall.
#1012274

Freeport

86 Dockside Road

4 Beds

2 Baths

2,200 Sq.Ft.

$342,900

MLS#: 1012274

'DALTON' plan with $15,000 TOWARDS BUYER CLOSING COSTS, ready November. Southern Charm S/D features 1/4 acre lots and NO HOA. Flexible living space packed into this 5BR/3BA home, featuring raised ceilings, open family/dining/kitchen area. Front & rear porches for entertaining, fully landscaped yard, finished garage. Primary bathroom has walk-in closet, his/her vanities, shower and soaking garden tub. Kitchen has work island w/bar seating, walk-in pantry, quartz countertops and plenty of cabinets. Call for more details.
#1012305

Crestview

6126 Mildred's Way

5 Beds

3 Baths

2,164 Sq.Ft.

$347,900

MLS#: 1012305

Located in unincorporated Panama City, this 3 bedroom, 2 bathroom home offers a flexible setup with a large fully fenced backyard, extensive recent improvements, and a detached 1 bedroom, 1 bathroom unit. The property has convenient access to Tyndall Air Force Base, Panama City Beach, parks, shopping, and everyday amenities. The unincorporated Bay County location may provide different tax and insurance considerations than properties within municipal limits, subject to individual circumstances and verification. The main home has received approximately $28,000 in recent upgrades. All interior walls were repainted, light fixtures and outlets were updated, and the kitchen received quartzite countertops with a new sink and faucet. Both bathrooms received quartz countertops, new sinks and faucets, updated cabinet hardware, new towel bar holders, robe hooks, and toilet paper holders. Door hinges and handles were also updated throughout the home. A pantry and dedicated laundry room add everyday functionality. The detached backyard unit was previously used by the prior owner as a beauty salon and has been converted by the current owners into a 1 bedroom, 1 bathroom space. It includes a tiled shower, toilet, vanity, kitchen sink and cabinet, electric tankless hot water heater, and window AC unit. The tile and plumbing work associated with this conversion is included in the approximately $28,000 in recent improvements. The backyard layout could allow the unit area to be separated from the main home's outdoor space, giving the occupant a defined area of access while preserving the main home's backyard area. The oversized fenced backyard provides substantial usable space for parking a boat, vehicle, or trailer, along with a fire pit and chicken coop. The property offers room for a variety of outdoor uses and storage needs. Exterior improvements include landscaping, pressure washing, and fresh black mulch. The property is approximately 10 miles from Tyndall Air Force Base in the Callaway area and approximately 20 miles from Navy Boulevard in Panama City Beach, with actual drive time varying by route and traffic. Nearby recreation includes Bay Dunes Park and Harders Park, with additional outdoor amenities and Panama City Beach attractions within a convenient drive. The detached unit has not been brought into the county permitting process by the current owners. A future owner may investigate county requirements for bringing the structure into compliance and whether short term rental use is permitted and eligible for approval. The chicken coop may also provide an opportunity for a future owner to investigate agricultural classification or related tax treatment with Bay County, but any zoning, permitting, agricultural classification, or tax benefits would require approval and verification with the appropriate authorities. Buyers should independently verify all measurements, zoning, permitting, insurance, tax treatment, and potential rental use. Updated shed pictures have been uploaded to the listing but have been virtually staged using AI.
#795567

Panama City

5405 Duneridge Road

3 Beds

2 Baths

1,380 Sq.Ft.

$299,999

MLS#: 795567

Updated townhome in Rolling Pines subdivision located on the south side of Crestview. This is one of the larger floor plans in this complex. The unit has LVP throughout the downstairs with carpet in the bedrooms. Washer/Dryer included, lawn maintenance maintained by HOA, not pets.
#1012263

Crestview

144 Swaying Pine Court

3 Beds

2 Baths

1,564 Sq.Ft.

$1,350

MLS#: 1012263

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. If you've been searching for the perfect beachfront condo on Panama City Beach, your opportunity has arrived. Welcome to Unit 1607 at Watercrest--one of the most sought-after addresses on the Emerald Coast. Spanning 1,441 square feet, this 3-bedroom, open-concept residence offers a rare combination of space, layout, and views that discerning buyers are always chasing--and seldom find. Positioned in the highly coveted ''07 stack,'' this unit boasts more direct Gulf-front windows than nearly any other in the building, flooding the interior with natural light and showcasing truly panoramic, unobstructed views of the emerald waters and sugar-white sands. Step outside to what is arguably one of the most impressive balconies on the beach. Expansive and built for entertaining, this Gulf-front terrace can comfortably host 20+ guests--perfect for sunset gatherings, coastal breezes, and unforgettable evenings overlooking miles of pristine shoreline. Located on the 16th floor, this unit strikes the ideal balance: high enough for sweeping, private views, yet low enough to keep you connected to the pool, beach, and shoreline activity--without the noise of lower levels. It's a perspective both owners and guests consistently prefer. Now, here's where the opportunity becomes truly compelling: this condo is priced $75,000 below market value, giving you the rare chance to create a fully customized beachfront retreat tailored to your exact taste. Instead of settling for someone else's design choices, you can transform this already exceptional space into a modern coastal showpiece--while instantly building equity. Watercrest is widely regarded as one of the premier Gulf-front communities on Panama City Beach, and inventory in this building--especially in this stack and layout--is extremely limited. Whether you're seeking a luxury personal escape, a high-demand rental investment, or both, this property delivers location, layout, views, and upside in one compelling package. Opportunities like this don't wait--and neither should you. Secure your place on the beach and turn this exceptional value into your own one-of-a-kind coastal masterpiece!
#787342

Panama City

6201 Thomas Drive 1607

3 Beds

3 Baths

1,441 Sq.Ft.

$685,000

MLS#: 787342

Experience refined waterfront living in this exceptional bayfront residence nestled within the highly desirable Panama City Country Club, a golf cart friendly community. Designed for those who appreciate quality, privacy, and the effortless coastal lifestyle, this beautifully appointed home delivers breathtaking bay views, exceptional construction, and an extraordinary boating setup--all in one remarkable property. The property is in an exceptional location, only a few homes away from the clubhouse. Inside, soaring ceilings and tall doors create an impressive sense of scale, while the open-concept design allows the kitchen to flow seamlessly into the living area, creating the perfect setting for entertaining. Granite countertops, stainless-steel appliances, luxury tie plank flooring, and sophisticated finishes complement the home's elegant yet comfortable coastal aesthetic. Bay views are enjoyed from the kitchen and living room, while the front primary suite offers its own beautiful waterfront perspective--making every morning feel like a vacation. Built with an uncompromising focus on quality and resilience, the home is constructed with reinforced concrete block, rebar, and poured-concrete reinforcement throughout. The raised concrete slab was built at an elevation exceeding building requirements. Hurricane-rated windows and doors throughout, along with additional hurricane curtains for the sliding doors, provide an added level of protection. A Generac automatic natural-gas generator offers peace of mind and convenience. The exterior is equally impressive, featuring extensive custom paver work throughout the driveway, walkways, walls, planters, and front and rear stairs. The fully fenced backyard with black aluminum fencing and artificial turf provides an elegant, low-maintenance setting for waterfront entertaining. For the boating enthusiast, the waterfront is truly exceptional. The seawall was replaced within the last five years, the dock features new Trex decking, and two new 6,000-pound automatic boat lifts provide an incredible setup for enjoying everything the water has to offer. Even the 2 sea doos and the new boat can be purchased separately as well! Step outside and embrace the lifestyle--morning coffee overlooking the bay, sunset gatherings with family and friends, offshore fishing excursions, leisurely cruises, and days spent exploring Shell Island and the emerald waters of the Gulf of America. Beautifully appointed. Exceptionally built. Uniquely positioned. This is bayfront living elevated to a level rarely found. The golf cart will be included in with a full price offer. All measurements and items of importance to be confirmed by buyer or buyers agent.
#795585

Lynn Haven

1330 Country Club Drive

3 Beds

3 Baths

2,832 Sq.Ft.

$1,295,000

MLS#: 795585

YOUR SLICE OF PARADISE AWAITS! Welcome to 3716 Tiki Drive, a beautifully upgraded Florida cottage with Rosemary Beach-inspired charm, modern finishes, and an unbeatable Panama City Beach location. Just minutes from the beach, local restaurants, and popular destinations like Captain Anderson's, Schooners, and The Grand Marlin. Step inside to a bright and inviting open floor plan featuring 9-foot ceilings, wood-look tile, and a stunning kitchen with white cabinetry, granite countertops, and stainless-steel appliances. The split-bedroom layout offers privacy, while the spacious primary suite features an upgraded tray ceiling and beautiful natural light. Outside, enjoy room for entertaining, relaxing, or letting the pets play, along with access to the community pool, perfect for cooling off and enjoying the Florida sunshine. Whether you're searching for a full-time home, beach getaway, second home, or investment property, this home checks the boxes. Coastal style. Prime location. Community pool. Move-in ready. Come see why 3716 Tiki Drive deserves a spot at the top of your list!
#795573

Panama City Beach

3716 Tiki Drive

4 Beds

2 Baths

1,500 Sq.Ft.

$319,900

MLS#: 795573

Brand-new, modern, and ready to welcome you home! Located at 2909 Wakulla Avenue, this thoughtfully designed 3-bedroom, 2-bath new construction home offers modern finishes, everyday functionality, and a convenient Panama City location, all in one move-in-ready package. Inside, the open-concept layout feels bright and inviting, featuring durable LVP flooring, recessed lighting, quartz countertops, bold black finishes, and a kitchen island perfect for casual meals or entertaining. The full suite of stainless steel appliances including the refrigerator, oven/range, microwave, dishwasher, and disposal is already included, making your move even easier. The private primary suite features a spacious walk-in closet, double vanity, and standing shower. Two additional bedrooms offer generously sized closets and share a guest bath with a tub-and-shower combination. A separate laundry room and two-car garage provide the storage and functionality today's buyers are looking for. Step outside to enjoy a fully sodded, privacy-fenced backyard, and both covered front and back porches, ideal for morning coffee, holiday decorations, weekend cookouts, or simply relaxing at home. Low-maintenance vinyl siding completes the exterior. With easy access to Highway 231 and East Avenue, plus a short drive to 15th Street, shopping, dining, and everyday conveniences are always within reach. Whether you're searching for your first home, a newly built home in Panama City, or a low-maintenance property with modern finishes, 2909 Wakulla Avenue checks all the boxes. Schedule your private showing and come see this beautiful new home for yourself! Buyer to verify all information and measurements. Home is currently under construction, and is to be finished in approximately 6-8 weeks.
#795600

Panama City

2909 Wakulla Avenue

3 Beds

2 Baths

1,220 Sq.Ft.

$269,900

MLS#: 795600

YOUR SLICE OF PARADISE AWAITS! Welcome to 3716 Tiki Drive, a beautifully upgraded Florida cottage with Rosemary Beach-inspired charm, modern finishes, and an unbeatable Panama City Beach location. Just minutes from the beach, local restaurants, and popular destinations like Captain Anderson's, Schooners, and The Grand Marlin. Step inside to a bright and inviting open floor plan featuring 9-foot ceilings, wood-look tile, and a stunning kitchen with white cabinetry, granite countertops, and stainless-steel appliances. The split-bedroom layout offers privacy, while the spacious primary suite features an upgraded tray ceiling and beautiful natural light. Outside, enjoy room for entertaining, relaxing, or letting the pets play, along with access to the community pool, perfect for cooling off and enjoying the Florida sunshine. Whether you're searching for a full-time home, beach getaway, second home, or investment property, this home checks the boxes. Coastal style. Prime location. Community pool. Move-in ready. Come see why 3716 Tiki Drive deserves a spot at the top of your list!
#1012260

Panama City Beach

3716 Tiki Drive

4 Beds

2 Baths

1,500 Sq.Ft.

$319,900

MLS#: 1012260

Welcome to this beautifully renovated home in the highly sought-after Bluewater Bay community, close to the Mid-Bay Bridge! This inviting 3-bedroom, 2-bathroom home offers a spacious split-bedroom floor plan, modern updates, and effortless Florida living. Step inside to a bright, open-feeling interior featuring crisp white tile flooring throughout and modern window blinds. The spacious main living area is anchored by a central striking all-brick, white-painted fireplace, creating a warm and inviting focal point for relaxing or entertaining. The updated kitchen combines style and functionality with stainless steel appliances and a fully tiled backsplash that adds a sleek, contemporary finish. Just beyond the main living spaces, is the spacious Florida room that provides an additional living space--perfect for entertaining or simply enjoying the beautiful Florida weather year-round. Outside, the fully fenced backyard offers a private and peaceful setting surrounded by large, mature trees. There's plenty of room outdoors to play, garden, or simply unwind in your own backyard oasis. Enjoy all that the Bluewater Bay lifestyle has to offer, including scenic hiking and biking trails, community pools, tennis and pickleball courts, golf, and a marina. Zoned for highly regarded Bluewater Bay schools and conveniently located near Eglin Air Force Base, shopping, dining, and the area's renowned white-sand beaches, this home places you close to everything while offering a comfortable place to call home. Pets considered with application. Contact us today to schedule your showing!
#1012287

Niceville

644 Caribbean Way

3 Beds

2 Baths

1,652 Sq.Ft.

$2,500

MLS#: 1012287

Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining. The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor. Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spacious living room, giving you the flexibility for a family room, playroom, media space, or home office. Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.
#795570

Panama City

3903 Indian Springs Road

3 Beds

2 Baths

2,119 Sq.Ft.

$395,000

MLS#: 795570

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to 27 Gulf Drive located in the ever popular Venture Out neighborhood. This 2 bedroom 1 bath home comes fullly furnished and ready for your second home, vacation home, or even your primary residence. The interior of the home is very beach oriented and very inviting to your new guests! The kitchen has solid wood cabinets and a nice appliance package. Tile and hard surface floors are throughout for easy maintenance and cleaning. Aside from one of the best locations in Panama City Beach, the benefits of Venture out are numerous with a dedicated beach and clubhouse on the Gulf, boat launch, pickle ball and tennis, mini golf and a golf cart friendly neighborhood. Now is the time, the market is heating up!
#791889

Panama City Beach

27 Gulf Drive

2 Beds

1 Baths

648 Sq.Ft.

$295,000

MLS#: 791889

**OFFERING WATERSOUND CLUB MEMBERSHIP *** Some properties are described. 447 E Pollard Cove is discovered. A custom residence spanning 4,125 square feet on one of Powell Landing East's finest homesites. The backyard stretches 145 feet wide and backs to protected forest, with Lake Powell glimmering through the treeline beyond. Step inside through double French doors with transom-topped windows and appreciate the 12-foot first-floor ceilings, engineered hardwood flooring, shiplap detailing tracing the foyer and stairwell, and custom lighting throughout. Then your eye travels to the back of the house, where 10-foot sliding glass doors open to the covered rear porch and pool, framing the landscaped yard and forest beyond. The kitchen resembles a designer's showroom: a 48-inch Monogram range beneath a custom hood with pot filler, white inset cabinetry, a herringbone tile backsplash, farmhouse sink, and a 10-foot quartz island with natural wood-grain cabinetry. A walk-in pantry with custom shelving, sink, beverage cooler, and full-height cabinetry sits just beyond. The dining area features 12 feet of custom built-in storage with glass-front cabinetry, while a dedicated wine cellar with capacity for 100+bottles and independent AC control gives entertaining its own destination. Upstairs, the oversized primary suite features seagrass wallpaper, two walk-in closets, and a private covered porch overlooking Lake Powell. The marble-finished bath includes a soaking tub, dual vanity, and large multi-function shower. Three additional private guest suites are positioned across the two floors, including one on the first floor and two upstairs, each with a walk-in closet and private bath. A dedicated media room with projector and surround sound provides a separate space for movie nights, while the second-floor laundry room is exceptionally well appointed with custom cabinetry, a full-size stackable washer and dryer, built-in clothes steamer, sink, and dedicated workspace. The carriage house above the three-car garage adds a complete guest retreat with its own living area, kitchenette, bedroom, and full bath. Automated shades, an integrated smart-home and security system, and a whole-house generator powering the main residence, pool, and carriage house add thoughtful infrastructure throughout the property. Outside, the covered rear porch with Trex decking extends to a built-in outdoor kitchen with sink, 36-inch grill, and beverage cooler. The heated pool features a sun shelf and integrated hot tub with spillover, automatic fill, and automatic drain, surrounded by a French-pattern Peacock paver deck. Fully landscaped and sodded grounds, perimeter plantings, a fenced backyard, integrated fence-post lighting, and an outdoor shower complete the outdoor setting. A large covered front porch with gas lanterns welcomes you from the street. Watersound Origins wraps all of this in a community built around the good life; Lake Powell dock access, nature trails, a par-3 golf course, sports courts, and a Town Center with dining and a farmers market. But it is the lot, the setting, and the level of finish here that make 447 E Pollard Cove something you don't simply purchase. You experience.
#1012253

Watersound

447 E Pollard Cove

5 Beds

5 Baths

4,125 Sq.Ft.

$3,490,000

MLS#: 1012253

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