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Affordable coastal living in Shalimar!
Check out this well maintained 2 bedroom, 1 1/2 bath townhome that has comfortable living space with 1260 square feet and a small bonus room that can be used as an office, storage, etc. Great for military or civil service workers who are looking for an affordable home with an easy commute to Eglin AFB or Hurlburt Field. This is a great value for first-time home buyers or savvy investors looking for the next rental investment. The community pool will make hot summer days enjoyable. Perks - New carpet, freshly painted, popcorn ceilings were removed and is now slick, and new door knobs. Washer & dryer can convey. Enjoy a peaceful, low maintenance community that has an easy commute to work, school, shopping, or dining.
Roof - 2021, Outside HVAC - approximately 2022
#1012619

Shalimar

145 4Th Avenue B2

2 Beds

1 Baths

1,260 Sq.Ft.

$169,999

MLS#: 1012619

Welcome to the Mckenzie, a new home floor plan at Liberty in sunny Panama City, Florida. The Mckenzie is a large, beautiful home with many popular layout choices including an open kitchen and living room, as well as a front study a separate dining room. This 3,000+ square foot home comes with 5 bedrooms, 3 bathrooms, and a two-car garage as well as a covered front porch and a spacious covered rear patio. This floor plan will be the largest at Liberty to date and is perfect for the growing family with plenty of room for guests visiting in town for those lovely beach vacations in Panama City.

As you walk inside the home, you are greeted by the large study room and dining room to the right and left of the main hallway that leads into the open living room. The front room is great for an office with a desk and bookshelf, the kids to have a space for play and homework, or any other multipurpose use you can find. The dining room has room for a large table and connects to the kitchen via the hallway that wraps around the walk-in pantry and laundry room, passing the garage entrance. The open main area of the home features a kitchen with a large island that has extra storage on the front, stainless steel appliances, and plenty of cabinet space. Large windows throughout the home illuminate the home with plenty of natural sunlight into these main areas. This home is also equipped with Smart Home technology, making the comfort of your home easy and modern.

The bedrooms are spread across the house, with two smaller rooms behind the study room and two larger rooms beside the kitchen. Each grouping shares a bathroom with single and double vanity countertop spaces and the primary bedroom has its own bathroom completed with a tub, walk-in shower, and large walk-in closet. The spacious primary bedroom also features a door with direct access to the covered back porch.

The outside of the home features beautiful and durable Hardie siding, and the covered porches have plenty of room for furniture to enjoy the beautiful Florida weather. After a long day playing at the splash pad, pool, pickleball court, or basketball court at Liberty's two clubhouses, relax and enjoy your evenings grilling out with the family and friends on your back porch.

The Mckenzie is a popular floor plan that you will fall in love with as soon as you step inside. Contact us today to learn more about this beautiful home at Liberty.
#795793

Panama City

6538 Haskins Drive

5 Beds

3 Baths

3,044 Sq.Ft.

$509,900

MLS#: 795793

Discover Your Dream Home in the Grand Oaks at Callaway Community! The Roanoke Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and  Stainless Steel Appliances. Retreat to the tranquil primary suite featuring dual vanity sinks and a spacious walk-in closet. Three additional bedrooms, a stylish secondary bathroom, and a charming patio complete this exceptional home.  Energy-efficient features like Low E insulated dual pane windows and a one-year limited home warranty ensure peace of mind.
#795817

Panama City

5140 ELYSE Way

4 Beds

2 Baths

1,773 Sq.Ft.

$274,888

MLS#: 795817

Welcome home to this perfectly appointed 3-bedroom, 2-bath stunning home situated on a large lot with a fully fenced backyard!
From the moment you step inside, you will love the beautiful wood-look LVP flooring that flows throughout the home, offering both style and easy maintenance. Ceiling fans are featured in all three bedrooms for added comfort.
The spacious kitchen is designed for both everyday living and entertaining, featuring a breakfast bar, center island, stainless steel appliances, modern grey cabinetry, and brushed nickel pulls. The open and inviting layout provides plenty of room to gather and enjoy the heart of the home.
The primary suite offers a relaxing retreat with a large walk-in closet and an impressive en-suite bathroom featuring a tiled walk-in shower, separate soaking tub, double vanities, and plenty of space to start and end your day.
Thoughtful details continue throughout the home. The laundry room features its own utility sink and additional cabinetry for storage, while the hallway includes a dream mudroom organizer that provides the perfect place for shoes, bags, coats, and everyday essentials.
Outside, enjoy the privacy and space of the large lot and fully fenced backyard--perfect for relaxing, entertaining, or enjoying the Florida sunshine.
This beautiful home combines modern finishes, functional storage, spacious living, and a fantastic outdoor area into one perfectly appointed property.

 Contact Spence Properties today for additional information or to schedule a showing! Available 9/1/26, pets allowed with pet rent, pet deposit, and owner approval. Contact Spence Properties at 850-826-1838 or visit www.myspenceproperties.com to schedule your showing.
#1012658

Milton

6116 Arlon Lane

3 Beds

2 Baths

1,680 Sq.Ft.

$1,800

MLS#: 1012658

New Price! Get your half acre of Santa Rosa Beach Property! Approx 3 miles from the sugar-white sands and emerald waters of 30A ! No HOA and not in a flood zone! Whether you're a first-time buyer dreaming of coastal living and ready to create a custom beach retreat or seeking a great investment opportunity -- this is your chance. Enjoy world-class beaches, boutique shopping, and award-winning dining steps from your door. Vacation rental potential is exceptional in this area. The land is the value -- bring your vision! This is your chance to secure prime Santa Rosa Beach real estate at a price that won't last long!

All information deemed reliable but not guaranteed. Buyer and Buyers agent to verify all information, including square footage, and room sizes.
#1009538

Santa Rosa Beach

206 Cypress Point Lane

2 Beds

2 Baths

980 Sq.Ft.

$190,000

MLS#: 1009538

COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day.
Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind.
Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater.  And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life.

With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle. Also it is within .5 miles to Eastern Ship Building.
#795820

Panama City

5541 Highway 2297

3 Beds

2 Baths

1,512 Sq.Ft.

$394,900

MLS#: 795820

Perfectly positioned on a corner lot in the heart of Shalimar, FL this brick and Harde siding home offers 1440 sq ft, 3 bedroom and 2 baths. No flood insurance required or HOA! In addition, the location provides quick and easy access to the military bases, beaches, schools and shopping! Enjoy peace of mind about your home insurance due to the ages of the roof (2024), HVAC (2021) and gas hot water heater (2017). The immaculate yard boasts lush green grass with a vibrant lemon and lime tree! Other features of the exterior are the workshop with a covered parking spot, a two car garage with a newer garage door (2019), an automatic garage door opener, gutters, 4 zone sprinkler and irrigation system, a Generac generator (2016), and accordion storm shutters. In additional the exterior has a paver walk way, French Drains, and a storm door!  Enter the home into the foyer and notice that this home has been immaculately maintained! The open floor plan and vaulted ceilings makes the space feel much larger! The living room opens to the kitchen and dining room. Custom wood cabinetry with crown in the kitchen gives the space warmth and is currently very trendy! The flooring in the kitchen and living room has been updated! The kitchen appliances feature a slide in smooth cook top electric stove/oven (2020), Bausch dishwasher (2026), microwave, and refrigerator with an icemaker (2016). The kitchen, dining room, living room and hallway have been updated with engineered hard wood.  The living room is spacious and features a gas fireplace and a Hunter fan. The sliding glass doors to the covered patio allow natural light into the home. The primary bedroom features an ensuite bathroom and a large walk in closet with shelving. On the opposite side of the home, there are two additional guest bedrooms and a full bath. A sunroom (15x11.5) attached to the main living space offers indoor - outdoor living for bird watching, relaxing, and staying out the sun! Sunrooms are also great for pets and plants.  In the back yard there is a workshop with a covered parking spot. The workshop has been equipped with electricity and shelving for tools. The John Deere riding lawn mower conveys with the home. The home has a termite bond and gets regular pest treatment. What a great home to own in a great location! Buyer to verify all dimensions and information.
#1010057

Shalimar

88 Schooner Lane

3 Beds

2 Baths

1,440 Sq.Ft.

$359,900

MLS#: 1010057

Coastal living with your own boat slip in the heart of Niceville! Discover the possibilities of waterfront living, a weekend getaway, or a potential vacation rental at Rocky Bayou Townhomes.
This rare end-unit townhome offers 3 bedrooms, 2.5 bathrooms, and access to a protected deep-water cove with a boat slip accommodating vessels up to approximately 28 feet. Spend your days boating, skiing, fishing, kayaking, or paddleboarding on Rocky Bayou and Choctawhatchee Bay and you are just 7 nautical miles from dock to the east bay pass of open waters! 
Inside, you'll find an inviting living space with a wood-burning fireplace, marble countertops, oak cabinetry, and stainless steel appliances. Additional improvements include Hardie board siding, hurricane-rated windows and doors, newer HVAC and water heater, an upstairs mini-split, paid-off solar panels, and an extended driveway.
Located outside the designated flood zone, this property offers a wonderful opportunity to enjoy the Emerald Coast lifestyle with convenient access to Eglin AFB, Destin, and the beaches.
Your coastal escape awaits!
#1012695

Niceville

1801 Valparaiso Boulevard

3 Beds

2 Baths

1,317 Sq.Ft.

$295,000

MLS#: 1012695

LOCATION, LOCATION, LOCATION! Welcome to your waterfront gateway in Panama City Beach! This beautifully refreshed 4-bedroom, 2-bath offers the Emerald Coast lifestyle you've been waiting for, with direct Gulf access right from your backyard and no HOA fees. The home has been thoughtfully updated with LVP flooring, attractive countertops, and more, creating a fresh, comfortable space that is move-in ready. The spacious, sun-filled kitchen is perfect for everyday living or entertaining. Boaters will love the deep canal and private waterfront access, allowing you to dock your boat right outside your home and reach the bay and Gulf waters in minutes. There is a full-service marina conveniently located at the end of the canal for additional boating needs. With over 1,500 square feet, generous parking for at least four vehicles, and space for RVs, this property offers plenty of flexibility for family, guests or renters. Sold furnished and ready to enjoy as a primary residence, second home, or vacation rental, this is a property with exceptional possibilities. Whether you're looking for your own coastal retreat, a boating enthusiast's paradise, or an investment opportunity, this waterfront gem deserves a look. Come see it and experience the Emerald Coast lifestyle for yourself!
#1012657

Panama City Beach

6523 Sunrise Drive

4 Beds

2 Baths

1,288 Sq.Ft.

$349,000

MLS#: 1012657

Welcome to 3984 Horizon Avenue at Sunny Hills in Chipley, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Lakeside floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction.

This spacious home offers a welcoming foyer with two secondary bedrooms and a shared full bath near the front entry, creating a flexible layout for guests, a home office, or additional living space. The open-concept living area brings together the kitchen, dining area, and family room, making everyday living feel comfortable and connected.

At the heart of the home, the kitchen features a center island, white cabinetry, a pantry, quartz countertops, and included appliances such as a stove, microwave, and dishwasher. Durable EVP flooring extends through the common living areas, while carpet in each bedroom adds comfort and warmth.

The private primary suite is positioned at the back of the home and includes a spacious bathroom with a shower, dual sink vanity, and large closet. modern finishes, and a functional layout, this new home is designed for comfort and lasting value. Located in Chipley, Florida, Sunny Hills continues to attract buyers looking for new homes, peaceful surroundings, and access to Northwest Florida living
#795802

Chipley

3984 Horizon Avenue

5 Beds

3 Baths

2,043 Sq.Ft.

$294,900

MLS#: 795802

This beautiful single-story home boasts over 2,000 square feet of bright, open living and entertaining space. Entering this home, you will find EVP flooring leading to the open concept living area, brightly lit by the many windows. Elegant interior features include EVP flooring, quartz countertops, an elegantly designed kitchen and spacious bedrooms.  



The chef-inspired kitchen faces the living area and features a large center island with a single basin undermount sink, quartz countertops, stainless-steel appliances including a gas cooktop, and a large walk-in pantry. Near the back door, you'll find a secluded hall leading to the primary bedroom and an extra linen closet. In addition to privacy, this bedroom has natural light from the large windows, elevated ceilings, and sleek EVP flooring. The primary bath includes a dual sink vanity with quartz countertops, a linen closet, large tile shower, and an oversized walk-in closet with wood shelving. 
The laundry room can be found in the mudroom just off the foyer with the door to the garage. 
Beyond the interior features and details, every home is equipped with Smart Home Technology. This thoughtful integration of technology ensures that your new home is perfectly designed to meet the demands of modern life. Enjoy quality materials and workmanship throughout, with superior attention to detail, in addition to a one-year builder's warranty.

Model home sold AS-IS. Furniture does not convey, curtain rods stay, drapes do not convey
#795785

Panama City Beach

881 Crystal Bayou Boulevard

3 Beds

2 Baths

2,063 Sq.Ft.

$513,821

MLS#: 795785

Welcome to the Bay House! VA ASSUMABLE LOAN AT 2.25% INTEREST RATE, subject to lender and VA approval. Bring your VA entitlement and take advantage of this exceptional opportunity!

LOCATION IS THE LIFESTYLE! Launch your boat, grab the kayaks, cruise to the Yacht Club, shop, dine, or enjoy a downtown concert--all just a golf cart ride away! Tucked away on a quiet cul-de-sac in desirable Elliott Point, this beautifully remodeled coastal home sits on a HALF-ACRE lot, just steps from multiple bay access points and the neighborhood boat launch.

Renovated down to the studs, the home features updated electrical, plumbing, roof, windows, AC ductwork, tankless water heate and spray foam attic insulation. Inside find an expansive, light-filled floor plan with plank tile flooring, spacious living and dining areas, a separate den, stylish kitchen with stone countertops and stainless steel appliances, custom cabinetry, and an elegant wine bar. The impressive primary suite offers a spa-inspired bathroom with an oversized walk-in shower, soaking tub, dual vanities, and an exceptionally spacious walk-in closet.

Outside, the privacy-fenced backyard offers room for a pool, entertaining, or storing your favorite toys, with double-gate access for RV or boat parking, RV hookups, a tiled patio, and a storage shed. An attached garage with front and rear garage doors adds convenience.
Minutes from Fort Walton Beach, Okaloosa Island, Eglin AFB, and Hurlburt Field.
#1012699

Fort Walton Beach

6 NE Bay Court

3 Beds

2 Baths

2,736 Sq.Ft.

$680,000

MLS#: 1012699

Nearly 3 Acres | Large Insulated Metal Building | Pole Barn | Hwy 231 Corridor

Rare opportunity to secure nearly 3 acres with the infrastructure and flexibility to support a growing business, contractor, warehouse operation, or a wide range of commercial uses. Situated on a quiet road just off Hwy 231, this property offers convenient access to the busy and rapidly growing Hwy 231 corridor in Bay County while providing plenty of room to operate, expand, and customize.

The property features a 74' x 54' fully insulated metal building with power, water, and septic already in place, providing a solid blank canvas for your business needs. Four large roll-up doors offer easy access for trucks, equipment, materials, and machinery. Previously utilized as a business storage area and loading/unloading zone, the building can be adapted to suit a variety of uses and layouts.

Also included is a 70' x 40' pole barn, providing additional covered storage and workspace. The entire property is secured with an 6-foot-high fence and rolling gates, creating controlled access and accommodating larger commercial trucks, trailers, equipment, and machinery.

With nearly 3 acres, substantial existing improvements, utilities already in place, and a strategic location just off Hwy 231, this property offers the space and flexibility that growing businesses often struggle to find. Bring your vision and transform this versatile property into the operation you've been looking for.
#795757

Panama City

0 S Bear Creek Road

None Beds

None Baths

3,996 Sq.Ft.

$599,000

MLS#: 795757

Now available to rent in Bridge Harbor! This 4 bedroom, 2 bath home has over 2000 sq/ft of living space with an open floor plan for the living, dining and kitchen. Bridge Harbor offers community pool, parks and walking paths. Only 5 miles from the gate at Tyndall Air Force Base. Pet considered but not guaranteed. Ask about discounted security deposit for Active Duty Military. Available in October
#795762

Panama City

112 Red Bay Road

4 Beds

2 Baths

2,038 Sq.Ft.

$2,300

MLS#: 795762

Positioned between two additional waterfront parcels, this versatile homesite offers a unique opportunity for residential, investment or assemblage potential. This approximately .44-acre parcel offers approximately 90 feet of waterfront and flexible RC - Residential/Neighborhood Commercial zoning, creating options for a private waterfront homesite, builder project, investment property or neighborhood-scale commercial use, subject to applicable approvals.
This is Lot 2 of the former 193 Ramsey Branch Road parent parcel and is positioned between two additional waterfront parcels that are also available for purchase. The property offers a unique combination of waterfront living and convenient access to the US 331 corridor, Choctawhatchee Bay and the beaches, dining and amenities of South Walton.
Boating access adds another dimension to the property, with approximately 3-5 feet of water depth and navigable access beneath the US 331 bridge, which has approximately 7 feet of vertical clearance. A boat dock may be constructed subject to applicable permitting and approvals.
For builders, developers and investors, Lot 2 presents an especially compelling opportunity because adjoining parcels are available on both sides. Lot 1 contains approximately .76 acres, approximately 262 feet of waterfront and an old boat ramp along its western end, while Lot 3 contains approximately .57 acres and approximately 111 feet of waterfront.
Together, the three parcels may be assembled into approximately 1.77 acres with approximately 463 feet of combined waterfront. With RC zoning across the entire assemblage, the combined property may accommodate a broader residential or neighborhood-commercial vision, potentially including a waterfront dining concept, hospitality use or other water-oriented development, subject to all applicable zoning, land-use, access, parking, utility, environmental and governmental approvals.
Purchase Lot 2 independently or combine it with one or both adjoining parcels to create a larger waterfront property with substantial flexibility and frontage.
#795745

Freeport

193 Ramsey Branch Road LOT 2

None Beds

None Baths

0.44 acres

$250,000

MLS#: 795745

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