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PRICE IMPROVEMENT and **ASSUMABLE MORTGAGE  @ 4.65% for VETERANS and NON-VETERAN qualified buyers**

Step into a home where many of the big-ticket updates are already done--and the potential monthly savings are hard to overlook. Offered at $372,500, this 3-bedroom, 2-bath Gulf Breeze home features fully paid-off solar panels, with the seller reporting electric bills averaging approximately $35 per month. The home is also zoned for the new Soundside High School.

Major improvements completed in 2019 include the roof, HVAC system, water heater, windows, and solar panels, giving the next owner the benefit of significant updates already in place. The kitchen features granite countertops and stainless steel appliances updated in 2025, including a stove with built-in air fryer feature.

Thoughtful extras include a wall safe and a newer storage shed added in 2025, providing additional convenience and storage. A full house water filtration system will go with an acceptable offer. 

From the paid-off solar and low reported electric costs to the extensive updates, Soundside High School zoning, and potential savings of an assumable 4.65% loan, this home offers buyers an opportunity to enjoy both comfort and value in Gulf Breeze. Schedule your private showing today!
#1012806

Gulf Breeze

1957 Shadow Lake Drive

3 Beds

2 Baths

1,761 Sq.Ft.

$365,000

MLS#: 1012806

Welcome to your furnished, turnkey beachfront retreat on the stunning emerald waters and sugar white sands of Panama City Beach! This beautiful 1 bedroom, 2 full bath condo offers breathtaking Gulf views from every room, with sunrises and sunsets that are truly unforgettable. Enjoy direct balcony access from both the living area and bedroom, creating the perfect setting for morning coffee, evening cocktails, and endless coastal views. Whether you're searching for a short term rental investment, second home getaway, or full time coastal residence, this condo offers incredible versatility. Step to the sand, pool, and resort amenities, putting the best of the beach lifestyle right at your doorstep. Offered furnished it's ready for you or your guests to start enjoying from day one. Come experience beachfront living in one of Panama City Beach's most desirable settings!
#795898

Panama City Beach

11757 Front Beach Road L404

1 Beds

2 Baths

886 Sq.Ft.

$389,000

MLS#: 795898

A Rare Gulf-Front Opportunity in Gulf County! This is your chance to own a truly one-of-a-kind property on the Gulf. Positioned as the first lot in Gulf County just west of the dedicated beaches of Mexico Beach and adjacent to County-owned land, this exceptional gulf-front parcel offers a level of privacy that is nearly impossible to find. To the west, enjoy over a mile of pristine, untouched coastline, creating a natural buffer of protected beauty and uninterrupted serenity. Located directly on the water, the property delivers breathtaking, unobstructed Gulf views and direct access to sugar-white sands and emerald waters. With neighbors only to the east, this unique setting provides the perfect balance of seclusion and accessibility--ideal for a luxury private residence, a legacy family retreat, or a high-demand investment property. Imagine spectacular sunset views year-round, with western-facing vistas that turn every evening into a postcard moment. Whether you're creating a peaceful personal escape or a standout vacation rental, this rare Gulf-front lot offers the natural beauty, exclusivity, and location to make your vision a reality. Build your dream. Claim your coastline. Experience Gulf County at its finest.
#795836

Port St Joe

9329 W Hwy 98

None Beds

None Baths

0.27 acres

$1,150,000

MLS#: 795836

The Ultimate Coastal Lifestyle at 4102 Hwy 98, in Mexico Beach.... the Boater's Dream Lot on the Mexico Beach Canal! This prime waterfront property offers a rare opportunity to build your custom coastal getaway with a dedicated covered boat slip #8 included. Located on the quiet far east side of the neighborhood this lot features direct canal access putting you just minutes from the Gulf of Mexico. Beyond the fishing and recreational lifestyle, Mexico Beach offers an unparalleled lifestyle. You are just a short two minute walk to the Gulf of Mexico where you can enjoy miles of pristine sugar white sand beaches recently expanded and perfected by the new beach renourishment program. The water is famous for its clear blue green emerald hues making it a paradise for swimming and paddleboarding. This golf cart friendly community features miles of sidewalks perfect for strolling to local coffee shops for your morning brew or visiting the neighborhood sweet shop and unique boutiques. The area is booming with vibrant new restaurants and the convenience of a brand new grocery store opening soon. This lot is ready to go with utilities available at the site and tap fees already paid. Own a piece of the Forgotten Coast where deep water access meets the most beautiful beaches in Florida. Come and design your new beach house and have the convenience of having your very own boat slip.
#795850

Mexico Beach

4102 Hwy 98

None Beds

None Baths

0.06 acres

$325,000

MLS#: 795850

Riviera Place Apartments | DeFuniak Springs, Florida

Introducing a stabilized multifamily investment opportunity in Northwest Florida. Riviera Place Apartments is a well-maintained, approximately 42,000 SF, 55-unit garden-style apartment community offered at $5,195,000.

The property combines strong current occupancy, recent capital improvements, and attractive existing debt. Most notably, the property has an assumable Freddie Mac first mortgage at a fixed 3.54% interest rate, subject to lender approval and assumption requirements. The loan originated March 24, 2022 with an original principal balance of $3,120,000, a 10-year term and 30-year amortization.

Investment Highlights

Asking Price: $5,195,000
55 Units
NOI: $390,465.64
Cap Rate: 7.51%
95%+ Occupancy
Approximately 42,000 SF
Garden-style / single-story multifamily
3.54% fixed-rate assumable Freddie Mac financing
Flood Zone X
Significant recent capital improvements
Metal roofs
Low-maintenance hard-coat stucco exteriors
On-site laundry and video monitoring/security system
Additional rent-growth potential within the existing rent roll

The latest rent roll reflects 96.4% occupancy, while the current T12 reports $605,757.74 in total income and $390,465.64 in NOI.

Offering Memorandum, current T12, rent roll and loan documentation available upon request.
#795863

Defuniak Springs

125 N Davis Lane

None Beds

None Baths

42,240 Sq.Ft.

$5,195,000

MLS#: 795863

Quiet country living with this .32+/- acre lot in Sunny Hills subdivision. The lot is mostly wooded and sits near the end of the road. New homes are being built in the area. Sunny Hills offers several fishing lakes, seasonal swimming at the clear Boat Lake with a white sandy beach, and a beautiful golf course. Not far from Hwy 77 for easy travel to Panama City to the south and Chipley to the north for local amenities. Approximately 45 minutes to Panama City Beaches.
#787021

Chipley

000 Airmont Drive

None Beds

None Baths

0.32 acres

$7,500

MLS#: 787021

This beautiful, well maintained 3018 square foot home in Cedar Branch has 5 bedrooms and 3 bathrooms. Beautiful stone arches greet you in the main hall. The home has high ceilings, creating a much more open feeling to the home. This home has only had 2 owners and has been immaculately maintained by both. This house even has a bonus room which can easily be set up as an at home office. The home is also situated on a cul-de-sac, making it a perfect location for families of all sizes. Schedule a showing today!
#795879

Panama City

4904 Christy Lane

5 Beds

3 Baths

3,018 Sq.Ft.

$3,200

MLS#: 795879

In Bay County unincorporated, Great parcel for new development of most any retail, office, business or hotel.

High and dry with exception of Conservation Easement on NW corner.

See agent remarks.
#795867

Panama City

3230 Hwy 77

None Beds

None Baths

5.47 acres

$1,400,000

MLS#: 795867

Turnkey and rental-ready, Edgewater Villa 1804 is a ground-floor 2-bedroom, 2-bath condo offering convenient access and a spacious split floor plan. Interior updates include granite countertops, updated cabinetry, tile flooring throughout, modern furnishings, and a primary bath with a walk-in shower and double vanity. The private patio overlooks the pond, fountain, golf course, and surrounding wildlife, creating a peaceful outdoor setting. Edgewater Beach & Golf Resort features an array of amenities including pools, golf, fitness facilities, racquet sports, on-site dining, and beach access along the sugar-white sands of Panama City Beach. Schedule your private showing today.
#1012780

Panama City Beach

520 N Richard Jackson Boulevard UNIT 1804

2 Beds

2 Baths

1,254 Sq.Ft.

$256,500

MLS#: 1012780

Set within the amenity-rich community of Cypress Dunes, 20 Cypress Walk offers a rare opportunity to build a coastal retreat overlooking the neighborhood's iconic cypress pond. The setting is peaceful and private, framed by native landscaping that creates a sense of calm rarely found along 30A. Cypress Dunes is uniquely positioned alongside Topsail Hill Preserve State Park, providing a natural buffer of preserved land while also offering elevated Gulf views from its thoughtfully designed amenity center. Residents enjoy access to an infinity-edge pool, expansive pool deck, hot tub, fitness center, tennis courts, owner's lounge, outdoor fireplace, and sunset deck -all overlooking the Gulf. Conveniently located just minutes from multiple beach accesses, dining, and shopping.
#1012740

Santa Rosa Beach

20 Cypress Walk

None Beds

None Baths

0.29 acres

$199,998

MLS#: 1012740

Charming, Updated & Meticulously Maintained -- with Newer Major Systems! Assumable mortgage at 5%.

Welcome home to a beautifully updated property where thoughtful improvements, timeless finishes, and a warm, inviting atmosphere come together. From the moment you step inside, you'll notice the neutral color palette, warm wood tones, and open-concept layout that create a spacious and welcoming feel throughout.

The heart of the home is the beautifully updated kitchen, featuring an abundance of cabinetry, granite countertops, and stainless steel appliances. Natural light pours into the main living spaces, highlighting the home's comfortable flow and inviting design.

Both bathrooms have been tastefully updated with bright, modern finishes, adding a fresh and contemporary touch. The spacious pantry and large laundry room provide plenty of storage and everyday functionality.

Major updates provide added peace of mind, including a 2020 HVAC, 2019 water heater, 2024 electrical rewire, and 2022 roof.

Step outside to enjoy the huge backyard, offering plenty of room for gardening, entertaining, outdoor activities, or letting the kids and four-legged friends run and play.

Beautifully maintained and thoughtfully updated, this home is ready for its next chapter. Come see all it has to offer!
#1012748

Fort Walton Beach

22 Woodham Avenue

3 Beds

1 Baths

1,259 Sq.Ft.

$299,000

MLS#: 1012748

*15K FLEX CASH INCENTIVE* Welcome to The Eyrie, a thoughtfully curated new community where refined living, natural beauty, and everyday convenience come together. Nestled just off Mack Bayou, this intimate neighborhood encompasses 32 thoughtfully planned homesites, offering a rare sense of privacy, space, and connection to the surrounding landscape. A collection of mature live oak trees adds a distinctive character to the community, creating a beautiful natural backdrop & a sense of timelessness that is rarely found in a brand-new neighborhood. Ideally located just a short drive from the iconic 30A corridor, The Eyrie places you near some of the Emerald Coast's most cherished destinations while providing a peaceful, nature-inspired setting to call home. Designed to complement its surroundings, the community features a serene pond, natural landscaping, and earthy architectural tones that harmonize beautifully with the existing live oaks. Adding to the ease of coastal living, lawn maintenance is included in the HOA dues, allowing homeowners to enjoy a more carefree, low-maintenance lifestyle with less time spent on yard work & more time enjoying the area. The Venice floor plan offers 3-4 bedrooms & 3 full baths, thoughtfully designed for both comfortable everyday living & effortless entertaining. The first floor features a spacious primary suite, guest bedroom, versatile flex space, an open-concept living area, and a light-filled sunroom that extends the main living space.

Upstairs, a generous loft provides versatile additional living space, while a bedroom & full bathroom offer added privacy & flexibility for guests, a home office, or family members.

Elevated features come standard, including a durable metal roof, quartz countertops, luxury vinyl plank flooring throughout the common areas & bedrooms, 10ft ceilings with 8ft doors on the main level, and a gas range with a vented hood in the kitchen. During the design appointment, homeowners have the opportunity to further personalize their residence with thoughtfully selected finishes & available upgrades, creating a home that is uniquely their own.

Prices may vary based on lot selection & available upgrades. This listing reflects the base price of the home. Photos are representative & are not of the exact home. Home is not furnished.
#795851

Santa Rosa Beach

30 E Staver Lane Lot 14

3 Beds

3 Baths

2,692 Sq.Ft.

$789,879

MLS#: 795851

Entered for Comp Purposes.
#1012750

Santa Rosa Beach

3799 E County Highway 30A # D-4

1 Beds

1 Baths

640 Sq.Ft.

$350,000

MLS#: 1012750

BRAND NEW townhomes in central Fort Walton Beach- super low insurance rates and builder incentives to assist with your monthly payment ! Take a look at what brand new home ownership could look like at Lot 13 Kenzie Lane in Fort Walton Beach. With three bedrooms, two and a half bathrooms, a private patio and garage, this unit could be yours today. Seller is offering $12,000 to be used at your discretion- towards closing costs, rate buy down, however you would prefer. Seller is also including all kitchen appliances (yes, even a refrigerator!) and blinds in all new townhomes! Located in a serene setting only a short drive or walk away from many restaurants and grocery stores, and a short drive to the beaches and entertainment, you will fall in love with the location. Reach out to your favorite agent today to schedule a walk through today!
#985495

Fort Walton Beach

935 Kenzie Lane

3 Beds

2 Baths

1,526 Sq.Ft.

$329,000

MLS#: 985495

No HOA at this Gulf front property. Walk right to the beach with no steps from one of the most iconic and unique homes on 30a, ''The Sand Castle,'' an all steel and concrete build in 2019, was further updated and interiors renovated in 2024-2025, including designer furnishings, bespoke fixtures, and custom tile. With forever Gulf views and a rooftop private pool and entertaining area, The Sand Castle is perfect for entertaining friends and family. Perfectly situated close to Seaside in gorgeous Seagrove Beach, it takes one minute to walk to the beach, and some of the best dining on 30a is a short stroll away. With NO HOA fees, cost of ownership is lower than traditional Gulf view homes. Enjoy forever views, easy beach access and unprecedented design and comfort year round.
#1012724

Santa Rosa Beach

3434 E County Hwy 30A

5 Beds

4 Baths

4,409 Sq.Ft.

$4,700,000

MLS#: 1012724

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